broker iso 20022 xml swift

SWIFT MT/MX message broker

Our proprietary system, Payres, is an independent application enabling parallel message conversion between SWIFT MT and SWIFT MX formats for SWIFT, SORBNET2 and TARGET2 systems, in accordance with the standard XML ISO 20022.

Payres supports back office applications that do not support the new format, or only partially. Our message broker facilitates automation of transactions processed between back office applications and external networks.

Unlike regular SWIFT MT/MX converters, our application does more than just “translate” messages. It enables automated use of data flowing between the bank’s core system and other systems.

Payres can be used for advanced reporting purposes or executing a variety of business rules that take effect in external systems. With Payres, the data that was previously stored and processed two-dimensionally, are now leveraged multi-dimensionally, creating added value for your bank.

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Who is it for?

Payres is an ideal solution for banks and large organizations that are required to maintain the efficient conversion of messages in the SWIFT MT/MX format to enable international large-format payments in accordance with XML ISO 20022.
Payres eliminates the need to expand core systems with new elements. Our MT/MX message broker does not reduce the efficiency and flexibility of the banking architecture, it is cost-effective and requires no complicated implementation process.
Payres works with the most popular banking application servers and relational database management systems. It can be implemented as a standalone module or be part of a comprehensive Data-Driven Banking solution.

Business benefits

Our proprietary MT/MX broker Payres ensures:

Fast and cost-optimized

Adaptation to the XML ISO 20022 regulatory requirements (SWIFT MT and SWIFT MX).

Easy and convenient integration

With existing processes supporting payments, operations and orders.

Time and cost savings

Thanks to automation based on business rules.

More control

Over the business process in the event of the operator’s intervention, thanks to e-mail notifications.

Some of the functionalities include:

Automatic conversion of payment messages (including MT103, MT103 +, MT202, MT202cov, pacs.002, pacs.003, pacs.004, pacs.008, pacs.009).
Automatic conversion of statements and information messages (including MT900, MT910, MT940 and MT950, camt.052, camt.053, camt.054).
Validation of transaction data in accordance with criteria/rules set by the client.
Enriching the content of messages.
Monitoring of outgoing and incoming business data from the business application to/from Payres along with notifications (e-mail/SMS).
Convenient operation based on standard web browsers; Active Directory integration-ready.
Flexible architecture, allowing extension of the list of converted messages.

Read our customer testimonials

„Their in-depth understanding of banking operations deserves an accolade”.

Katarzyna Tomczyk-CzykierTransformation Director, Credit Agricole Bank Polska SA

„CCA Europe.pl has demonstrated flexibility and a high level of business and technical expertise in core banking and the payment system”.

Constantin SpiridonIT Area Lead Core Banking, ING Tech Romania