
Credit cards: navigating the crossroads of virtualization
Payments, Trendy
Banks aim to keep up with consumer expectations in the credit cards segment. However, any major credit card issuer must thoroughly screen customers first. Digital wallet one thing, but a fully virtual credit card requires the automation…

Pan-European instant payments: is TIPS worth the while?
Payments
In developed countries, instant payment settlement has moved on from “nice to have” to “must have”. There is practically nothing that would prevent an international instant transfer settlement system, except that building one is a demanding…