Pan-European instant payments: is TIPS worth the while?

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In developed countries, instant money transfers are something that has moved on from "nice to have" to "must have". There is practically nothing that would prevent an international instant transfer settlement system, except that building one…

ISO 20022 implementation: let not the little leaks sink the ship

The world of finance is undergoing the most profound transformation since the launch of the first core systems. Instant payment platforms are  an entirely new market infrastructure, based on the international standard ISO 20022 Financial…

Generalists or specialists: does narrow specialization pay off?

The Polish Software Development Association (SoDA) asked me for my opinion whether narrow specialization pays off. As the owner and CEO of a software house specialized in the financial sector, I am a supporter of field specialization. Complex…

A runaway train to the cloud: should medium-sized players join the chase?!

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Small and medium-sized organizations in the banking sector have been interested in the cloud for quite some time now. They witnessed  the collaboration of their big cousins with technology giants: IBM with Bank of America, Google with…

Software containerization: IT’s money box

Each application creates its processes, uses CPU resources, RAM, disk space and depends on other system components.Migrating applications, running additional instances, testing or separating them to ensure security and stability jeopardizes…

Lean scaling in software development

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Finding the right talents for the project is one of the biggest challenges the growing IT companies face today. A rapid increase in employment causes a natural productivity drop in the expanded organization. How about scaling- smart?In…

Digital Finance Summit Warsaw 2020: Goodbye Clients, Hello People!

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'Loyalty in the age of disruption' was the theme of this year's Digital Finance Summit edition, which took place in late February in Warsaw. The main focus was on the soft aspects of banking like trust, values, impact on customer…

Banking of the future is NOW. 3 top trends in 2020

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Instant payments, safety and personalization - this is what customers can expect from banking in 2020. How data-driven systems, chatbots, AI and blockchain be the right ways to fulfill these needs? Explore the main trends that are going to…

B2B banking. Who will give agility to the big players?

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Open banking, sure-footed competition and the need to create new services. These were the challenges faced by Fintech Connect 2019 participants in London. Will the banks be able to take advantage of the opportunity created by the undeveloped…