Credit cards: navigating the crossroads of virtualization 

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Banks aim to keep up with consumer expectations in the credit card segment. However, offering a product such as a credit card cannot be done without thorough customer verification. The medium may change, but full credit card virtualization…

Custom database migration: how to eliminate production bottlenecks?  

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By utilizing data from both MySQL and Microsoft SQL, an industrial manufacturer could streamline their workflow while keeping historical CIMCO project data. The key to success was a proprietary custom software developed by CCA Europe.   How…

Future of data integration: traditional, cloud or hybrid? 

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Wrapped in data, and with its volume growing faster than ever, decision-making is dependent on reliable information. Bringing the information stored in different data lakes together for the overview that the executives need is a major…

Banking in 2023: trends and challenges 

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Digital transformation continues to top the list of priorities in banking. However, the goal for 2023 is also to increase productivity and efficiency. Banks and financial institutions are also looking to digital solutions to help them…

Variable Recurring Payments (VRP): open banking needs flexible solutions

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The vision that the bank takes care of all your payments is tempting. Is there a new era of smart direct debits ahead? The technological key to popularizing variable recurring payments (VRP) are tools that enable advanced management…

Pan-European instant payments: is TIPS worth the while?

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In developed countries, instant payment settlement has moved on from “nice to have” to “must have”. There is practically nothing that would prevent an international instant transfer settlement system, except that building one is a demanding…

Generalists or specialists: does narrow specialization pay off?

The Polish Software Development Association (SoDA) asked me for my opinion whether narrow specialization pays off. As the owner and CEO of a software house specialized in the financial sector, I am a supporter of field specialization. Complex…

A runaway train to the cloud: should medium-sized players join the chase?!

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Small and medium-sized organizations in the banking sector have been interested in the cloud for quite some time now. They witnessed  the collaboration of their big cousins with technology giants: IBM with Bank of America, Google with…

Software containerization: IT’s money box

Each application creates its processes, uses CPU resources, RAM, disk space and depends on other system components. Migrating applications, running additional instances, testing or separating them to ensure security and stability jeopardizes…

Lean scaling in software development

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Finding the right talents for the project is one of the biggest challenges the growing IT companies face today. A rapid increase in employment causes a natural productivity drop in the expanded organization. How about scaling- smart? In…